Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
97,116 MAD
Income Tax
- 13,977 MAD
CNSS
- 3,226 MAD
AMO
- 2,195 MAD
Total tax
- 19,397 MAD
Net pay
* 77,719 MAD
Marginal tax rate
35.5%
Average tax rate
20.0%
80.0%
Net pay
20.0%
Total tax
Total tax
Net pay
The Taxberg
77,719 MAD
Net pay
18,226 MAD
Tax the employer pays
19,397 MAD
Tax you pay
Total tax paid
37,623 MAD
Did you know your employer also pays tax on your salary? It costs the employer 18,226 MAD to pay you 97,116 MAD. In other words, every time you spend 10 MAD of your hard-earned money, 3.87 MAD goes to the government.
Real tax rate
32.6%
So, with you and the employer both paying tax, what used to be a 20% tax rate now rises to 32.6%, meaning your real tax rate is actually 12.6% higher than what it seemed at first.
Summary
If you make 97,116 MAD a year living in Morocco, you will be taxed 19,397 MAD. That means that your net pay will be 77,719 MAD per year, or 6,477 MAD per month. Your average tax rate is 20.0% and your marginal tax rate is 35.5%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of 100 MAD in your salary will be taxed 35.49 MAD, hence, your net pay will only increase by 64.51 MAD.
Bonus Example
A 1,000 MAD bonus will generate an extra 645 MAD of net incomes. A 5,000 MAD bonus will generate an extra 3,226 MAD of net incomes.
NOTE* Withholding is calculated based on the tables of Morocco, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.