Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
40,495 MAD
Income Tax
- 777 MAD
CNSS
- 1,814 MAD
AMO
- 915 MAD
Total tax
- 3,506 MAD
Net pay
* 36,989 MAD
Marginal tax rate
16.1%
Average tax rate
8.7%
91.3%
Net pay
8.7%
Total tax
Total tax
Net pay
The Taxberg
36,989 MAD
Net pay
8,540 MAD
Tax the employer pays
3,506 MAD
Tax you pay
Total tax paid
12,046 MAD
Did you know your employer also pays tax on your salary? It costs the employer 8,540 MAD to pay you 40,495 MAD. In other words, every time you spend 10 MAD of your hard-earned money, 2.97 MAD goes to the government.
Real tax rate
24.6%
So, with you and the employer both paying tax, what used to be a 8.7% tax rate now rises to 24.6%, meaning your real tax rate is actually 15.9% higher than what it seemed at first.
Summary
If you make 40,495 MAD a year living in Morocco, you will be taxed 3,506 MAD. That means that your net pay will be 36,989 MAD per year, or 3,082 MAD per month. Your average tax rate is 8.7% and your marginal tax rate is 16.1%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of 100 MAD in your salary will be taxed 16.06 MAD, hence, your net pay will only increase by 83.94 MAD.
Bonus Example
A 1,000 MAD bonus will generate an extra 839 MAD of net incomes. A 5,000 MAD bonus will generate an extra 4,197 MAD of net incomes.
NOTE* Withholding is calculated based on the tables of Morocco, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.