Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
39,920 MAD
Income Tax
- 723 MAD
CNSS
- 1,788 MAD
AMO
- 902 MAD
Total tax
- 3,414 MAD
Net pay
* 36,506 MAD
Marginal tax rate
16.1%
Average tax rate
8.6%
91.4%
Net pay
8.6%
Total tax
Total tax
Net pay
The Taxberg
36,506 MAD
Net pay
8,419 MAD
Tax the employer pays
3,414 MAD
Tax you pay
Total tax paid
11,833 MAD
Did you know your employer also pays tax on your salary? It costs the employer 8,419 MAD to pay you 39,920 MAD. In other words, every time you spend 10 MAD of your hard-earned money, 2.96 MAD goes to the government.
Real tax rate
24.5%
So, with you and the employer both paying tax, what used to be a 8.6% tax rate now rises to 24.5%, meaning your real tax rate is actually 15.9% higher than what it seemed at first.
Summary
If you make 39,920 MAD a year living in Morocco, you will be taxed 3,414 MAD. That means that your net pay will be 36,506 MAD per year, or 3,042 MAD per month. Your average tax rate is 8.6% and your marginal tax rate is 16.1%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of 100 MAD in your salary will be taxed 16.06 MAD, hence, your net pay will only increase by 83.94 MAD.
Bonus Example
A 1,000 MAD bonus will generate an extra 839 MAD of net incomes. A 5,000 MAD bonus will generate an extra 4,197 MAD of net incomes.
NOTE* Withholding is calculated based on the tables of Morocco, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.