Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
120,380 MAD
Income Tax
- 21,708 MAD
CNSS
- 3,226 MAD
AMO
- 2,721 MAD
Total tax
- 27,654 MAD
Net pay
* 92,726 MAD
Marginal tax rate
35.5%
Average tax rate
23.0%
77.0%
Net pay
23.0%
Total tax
Total tax
Net pay
The Taxberg
92,726 MAD
Net pay
21,044 MAD
Tax the employer pays
27,654 MAD
Tax you pay
Total tax paid
48,697 MAD
Did you know your employer also pays tax on your salary? It costs the employer 21,044 MAD to pay you 120,380 MAD. In other words, every time you spend 10 MAD of your hard-earned money, 4.05 MAD goes to the government.
Real tax rate
34.4%
So, with you and the employer both paying tax, what used to be a 23% tax rate now rises to 34.4%, meaning your real tax rate is actually 11.4% higher than what it seemed at first.
Summary
If you make 120,380 MAD a year living in Morocco, you will be taxed 27,654 MAD. That means that your net pay will be 92,726 MAD per year, or 7,727 MAD per month. Your average tax rate is 23.0% and your marginal tax rate is 35.5%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of 100 MAD in your salary will be taxed 35.50 MAD, hence, your net pay will only increase by 64.50 MAD.
Bonus Example
A 1,000 MAD bonus will generate an extra 645 MAD of net incomes. A 5,000 MAD bonus will generate an extra 3,225 MAD of net incomes.
NOTE* Withholding is calculated based on the tables of Morocco, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.